Purchasing a home is an exciting prospect, but it isn't always fun. You may go through dozens of homes — spending hours debating over each one — before you settle on one you really like. And even when you find a house worth calling home the process is still in its infancy. Next up is filling out paperwork, negotiating, finding insurance, and a host of other duties.
When you live in Florida, pretty much every season is "storm season". Between the powerful Atlantic hurricanes of late summer and fall or the severe storms and tornadoes that spawn rapidly and without warning during spring, it seems like everything is out to get you.
Buying a home is hard work. Even when you finally find a house you like, the process is just beginning. One of the first things you'll need to do is get a 4 point inspection. Typically, you get a 4 point inspection at the request of your homeowner's insurance company. They want to know a few key facts about a home in order to ensure that they aren't taking on too much liability.
Thriving in the real estate industry can be tough. One reason for this is that home shoppers are understandably wary about whom they enlist to help them make this huge, life-altering decision. If you want to be successful, you need to earn their trust.
Finding mold is something that every homeowner dreads. Odds are it's been growing for quite a while by the time you notice it. Perhaps it's been sitting there behind your walls or above your head for months compromising your health. Even the "harmless" strains of mold must be dealt with, and that can be costly. Spotting mold is difficult and removing it is expensive, so your best bet is to stop it from growing in the first place.
If you're in the process of buying a home, you may have heard that you'll need a home inspection before you can get a homeowner's insurance policy. Is this really true? The answer to this question is deceptively simple, but there are a lot of important considerations that go beyond "yes" or "no". So, let's break it down.
Wind mitigation credits are a relatively recent invention. After a string of nasty hurricane seasons, a number of insurance companies nearly went bankrupt reimbursing homeowner's for damage to their homes. Obviously, this kind of situation isn't sustainable — for them or for you. A devastating hurricane season could (and will) happen again.
The short answer is yes. The exterior of a home — the roof in particular — is just as important as the interior. No home inspection is complete without a good look at the exterior. Here are a few of the areas outside of your home that the inspector is interested in.
Buying a home can be confusing. Even after you've found what you think is your "dream home" you still have a ton of work to do crossing the t's and dotting the i's. Ideally, you'd also get an independent home inspection before you finalize the deal. One thing that can mix up some first time home buyers is the difference between an inspection and an appraisal. You shouldn't get these two confused — they're very different things with different purposes.
A wind mitigation inspection could save you money on your homeowner's insurance, but what exactly are they looking for? Here's what your inspector is required to look at during a wind mitigation inspection.