Older homes have their charm, but they can also come with their fair share of issues. Insurance companies know this as well as anyone, and that's why more and more they've been pushing mandatory inspections for older homes. More specifically, they want to see a 4 point inspection report before they'll give you homeowners insurance.
You should always get an independent home inspection but when the home you're looking at is older it's even more important. Older homes are often full of personality (and cheaper than new homes to boot) but they are also more likely to have some serious flaws.
Thinking of getting a wind mitigation inspection? You could save big on your homeowner's insurance. The roof is your first line of defense against high-wind, and it's an area that insurers pay particular attention to. Here are a few of the features of your roof that could qualify you for savings.
Living in a place like Florida there is no shortage of wind. Hurricanes, tornadoes, and even your average severe thunderstorms can bring some devastating winds. When these winds are bearing down on you and your home you want every advantage possible.
4 point inspections are often confused with other types of inspections like the full-home inspection, but in reality, they are very different beasts. As a home buyer, you may need to get a 4 point inspection at some point, so it really pays off to understand what you're getting into. With that in mind, we want to answer a few questions about them including what the inspection will cover, why you need one, and how they've changed recently.
Home inspections cover a number of areas of the home, each with their own potential problems. One area that often doesn't get as much attention is the attic. The attic isn't just a place to store old junk, it's an absolutely vital part of any well-built home. So, what kind of issues could be lurking right above your head?
Dealing with hurricanes and severe storms is a big part of living in the south. Events like these are so commonplace in some areas that residents have become inured to the facts. These are dangerous storms that can destroy homes and livelihoods. It doesn't matter how long you've been living with them or how you think you are. That's why wind mitigation inspections are so important.
There are a number of different types of home inspections. Buyer's inspections, wind mitigation inspections, and 4 point inspections are three of the most common. 4 point inspections exist primarily to serve the needs of insurance carriers. They want to know about a few specific areas of your home — the ones that cause the most insurance claims.
Whether you're buying a home, selling a home or trying to save money on your homeowner's insurance, you're going to need a home inspection. In order to make the most of your inspection, you need to know what you're getting into. That's why you're here reading this It's also why we're here — to make sure things go off without a hitch.
When buying a home information is the most valuable currency you have. Every seller wants to make their home sound as appealing as possible, but there are some legal requirements regarding what kind of information they have to give you.